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Driven crazy by too many debts and expenses?
A debt consolidation or interest rate reduction refinance could be the answer. Talk to us today to lock in an all-time low rate!
Thinking about waiting for better rates...
...but worried you might lose out? Call one of our experts today and discuss your options. But first - arm yourself by reading our experts suggestions in the links above!
Still waitina for the perfect momenfto refinance? It's already here!
Worked hard all your life...
and built up some equity in your house? Think it's time to enjoy the fruit of your efforts? Discuss cash-out refinance options with our experts.
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4 Reasons why once you work with us, you won't go elsewhere

  • No hidden fees. No surprises. Ever.
  • We meet deadlines. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours.
  • We’ll tell you what you don’t want to hear, when required. Our regard for your financial well being won’t allow us to compromise on telling you what you need to know. If this means we occasionally lose new business to less scrupulous competitors who make unrealistic promises, so be it.
  • Two-third of our business is from repeat customers and referrals. We will make you happy.

OUR CLIENTS LOVE US!

Alma Montes, Spring, TX.
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The team at Certys Financial Inc. are above and beyond in their customer service. Congratulations.
Don Sturmer, Lubbock, TX.
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The team at Certys Financial is very professional, listened calmly to my questions and answered promptly and courteously. They have done a great job!!
Joseph Chavez, Corpus Christi, TX
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It's important to us that we obtain the best/lowest interest rate possible while minimizing costs and we were impressed with you and your company and feel that we can accomplish this with your help.
Victor Medina, Richmond, TX.
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It was the best professional experience I had so far. I liked the way the entire loan process worked out. Certys Financial Team was really patient in handling our never-ending list of questions & doubts on the legitimacy of the company. I am really glad to have trusted Certys Financial Inc. & can't imagine my loan in a better position. I will definitely recommend you guys to anyone with mortgage needs.
Anna Perkins, Waco, TX
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I had my fears about doing business over the phone and was reluctant to move forward in the beginning however would recommend anyone and everyone to do business with Certys Financial Inc. as you guys deliver what you promise. If I ever need any Mortgage assistance, I know where to go...
Colin Grant, Lantana, TX
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There were absolutely no surprises or misleading numbers during this entire process. Everything that was presented in the beginning was spelled out clearly and transparently. I will definitely recommend you to friends and you can be sure that if I ever need another loan, I will check with them first! Thanks again.
Jake Berry, McKinney, TX
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You were great. Truly professional. They Handled all our questions with a lot of patience. We will definitely refer you to friends & family. Thanks again.
Colin Grant, Lantana, TX
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There were absolutely no surprises or misleading numbers during this entire process. Everything that was presented in the beginning was spelled out clearly and transparently. I will definitely recommend you to friends and you can be sure that if I ever need another loan, I will check with them first!
Maria Rodriguez, El Paso, TX
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Your team was extremely helpful during the loan process of refinancing our house. I will certainly recommend your company to my friends and family. We are now long term clients and will use them for all future endeavors.
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