FHA Loans Offer Choice to American Homeowners
- Do you need less stringent qualification and credit requirements?
- Buying a house with a down payment of 3.5% or more?
- Want to refinance up to 97.75% of your house’s value?
- Do you prefer the security of a government-insured loan?
- Already have an FHA insured mortgage and want a super-smooth FHA streamline refinance with minimal documentation?
More and more Americans are opting for an FHA mortgage!
More Information on FHA programs
- Easier debt-to-income ratio qualification terms – You could qualify for an FHA loan with lower income even if you don’t qualify for Fannie & Freddie!
- Created to make home ownership accessible to more people, and administered by the US Department of Housing and Urban Development (HUD)
- Mortgages to purchase single-family homes, condominiums and 1- to 4-unit multifamily homes
- Mortgages for manufactured or mobile homes (with or without land)
- Refinance mortgages, whether or not your current loan is with FHA.